A Swiss woman was charged $1.4 million for a travel accident that left her with broken ribs, a broken hip, a collapsed lung and severe brain damage.
The case prompted the Swiss National Insurance Agency to institute a “special emergency” on travel insurance, the Swiss newspaper, Sueddeutsche Zeitung, reported.
The incident occurred in the city of Zürich in northern Switzerland on Dec. 11, 2017, when a 55-year-old man was hit by a car in a crosswalk.
The man suffered serious injuries and died at the scene, the newspaper said.
The insurance company, Zurich-based Medibank, had initially refused to pay the bill, but the insurer agreed to reimburse the woman’s insurance company after she told the insurer that her husband was a doctor and was being treated for a heart attack.
Medibanks spokeswoman Jodi Rehn told the newspaper that the case is the result of an investigation by the company’s medical investigation team, or IMT.
She said the insurance company is now investigating the situation.
The Swiss National Authority for Insurance and the Federal Ministry of Health have asked for help from the Federal Office for Insurance Protection and the Insurance Authority of Switzerland to determine the legal requirements of medical insurance policies.
The Federal Ministry for Insurance Regulation has asked for information from the Insurance Agency of Switzerland, Rehn said.
According to the Swiss Insurance Authority, the insured is responsible for all medical expenses, including the payment of the medical bills.
It said the insured will pay the medical bill through the payment mechanism, the payment provider and the medical insurance company.