FWD accident insurance: Why not buy in the USA?

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A recent study by the Insurance Information Institute (II) and the Insurance Research Institute of America (IRIA) found that while drivers in the United States have a higher risk of having an accident than people in Europe, their insurance rates are considerably higher than in other countries.

The study, titled How much insurance is right for you?

, looked at accident insurance rates and how they compare with those in Germany, Canada, Australia, New Zealand, Italy, Spain, Japan, Singapore, Singapore and South Korea.

The II researchers found that for the first time in the study’s history, drivers in Japan and Spain had the highest rate of insurance, but they were only slightly more expensive than drivers in Germany.

Drivers in the UK had the lowest rate of the five countries studied.

While insurers have a strong incentive to offer high-quality coverage, the II researchers concluded that insurance rates in the U.S. were still “fairly high compared with other countries.”

“While the U of A has been able to maintain a relatively stable and healthy insurance market, the results of our analysis show that, in some instances, drivers are still getting worse insurance than in most other countries,” said II Vice President and Director of Research, Paul M. Gagnon.

“We believe that it is important to consider other factors that could affect an individual’s experience, including medical history, and other risk factors such as a family history of medical problems, and their medical conditions.

If you have insurance and need help with the process, contact the II at 1-800-541-6161.”

Driving underinsured: A driver’s guide for insurance companies and insurance agents

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