In India, a person with an accident liability policy will usually have coverage for an accident of $150,000 to $1 million, or a $250,000 claim.
But that does not mean the insurance company will cover a $100,000-plus claim.
The same policy will likely pay $150 or $200 for a $500,000 or $1.5 million claim.
For the UK, the insurance industry will likely cover the claims of $100 million to $250 million, with coverage up to $150 million.
In India, insurers often require coverage for accident-related damages of $5 million to cover losses in excess of $250.
But the insurance companies in India are usually much more stringent in terms of claims than the coverage required for injuries or damage to property.
The Indian insurance industry says that for the average claim, it would cost around $30 million, while for a large case, it will probably cost more than $500 million.