When a collision does happen, the insurance company will need to calculate the cost of your injuries and then determine what kind of coverage you need.
Most auto insurance companies will require you to carry a minimum amount of collision coverage.
This amount is called the “total amount.”
You may be able to find an accident-related coverage with a lower cost or you may need to pay for a specific type of coverage to cover the injury.
If you’re uninsured, you may be eligible for special treatment for your injuries or for coverage that has a limited amount of coverage, such as personal injury or car accident coverage.
You’ll need to find out what coverage you qualify for when you apply for coverage through your insurance company.
This article will explain how you can choose an accident policy and what you need to know before you sign up for coverage.
When you file an accident claim and pay your claim, the company will typically determine if you qualify to receive coverage from the coverage you’re seeking.
You may also be eligible to receive insurance for injuries that are not covered under the accident policy.
For more information about auto accident coverage, including the different types of coverage and how to claim benefits, check out our article: How does the accident-loss insurance process work?